---
type: country
domain: web3-compliance
status: compiled
tags: [Legal, EU Regulation, Crypto Tax, Crypto Regulation, Country]
aliases: [Finland]
created: 2026-04-23
compile_into: ""
slug: country--finland
sources: "[./crypto-map/data.json#/FI, \"https://soken.io/crypto-map/countries/finland.html\"]"
source_url: "https://soken.io/crypto-map/countries/finland.html"
title: "Finland — Crypto Regulation 2026 | Soken"
description: Finland has a clear and legal regulatory framework for cryptocurrencies, governed under the Finnish Act on Virtual Currency Providers.
scraped_at: "2026-04-23T20:04:41.784241+00:00"
entry_type_raw: country
region: europe
---

# Finland — Crypto Regulation 2026 | Soken

# 🇫🇮 Finland

Finland has a clear and legal regulatory framework for cryptocurrencies, governed under the Finnish Act on Virtual Currency Providers. The financial supervisory authority, Finanssivalvonta, oversees compliance and risk management in the crypto sector.

## Overview

|     |     |
| --- | --- |
| Status | **Legal** |
| Risk Score | 27/100 (Moderate Risk) |
| Region | europe |
| Currency | EUR |
| Adoption Rank | #35 |

## Tax

|     |     |
| --- | --- |
| Capital Gains (Personal) | 30% capital gains tax (34% above €30,000 annual gains) |
| Capital Gains (Corporate) | 20% corporate tax |
| VAT on Crypto | No |

The regulator page does not specify detailed tax rates or rules for cryptocurrencies, but VAT does not apply to crypto transactions.

## Licensing

|     |     |
| --- | --- |
| Required | Yes |
| Regulator | FIN-FSA |
| Framework | Finnish Act on Virtual Currency Providers |
| Ease | medium |
| Cost | $25,000 - $150,000 |

Licensing is required under the Finnish Act on Virtual Currency Providers, with Finanssivalvonta as the regulator.

## DeFi

**Status:** regulated

DeFi activities are regulated under the existing Finnish crypto regulatory framework, ensuring compliance with AML and consumer protection rules.

## Stablecoins

**Status:** regulated

Stablecoins are regulated under the Finnish Act on Virtual Currency Providers and must comply with AML and licensing requirements.

## NFTs

**Status:** Unclear

MiCA excludes unique NFTs. FIN-FSA follows ESMA classification guidance.

## Mining

|     |     |
| --- | --- |
| Legal | Yes |
| Electricity | $0.075/kWh |
| Renewable | 43% |
| Infrastructure | good |

Mining is legal with moderate electricity costs and a significant share of renewable energy. Infrastructure is good for mining operations.

## Geopolitics

|     |     |
| --- | --- |
| Stability | stable |
| Sanctions | No |
| Corruption Index | 85/100 |
| Banking Access | open |

Last reviewed: 2026-04-13 ·
Data source: [Soken Crypto Legal Map](https://soken.io/crypto-map/)

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