🇦🇱 Albania

Cryptocurrency activities in Albania are subject to significant restrictions under Law No. 66/2020 on DLT-based Financial Markets. The regulatory environment is cautious, with limited clear frameworks for licensing and AML specifically for crypto.

Overview

StatusRestricted
Risk Score55/100 (High Risk)
Regioneurope
CurrencyALL
Adoption Rank#50

Tax Information

Capital Gains (Personal)15% personal income tax on crypto gains
Capital Gains (Corporate)15% corporate tax on crypto gains
VAT on CryptoNo
Staking TaxTaxed as income
Airdrop TaxNo specific guidance

Albania taxes crypto gains at the standard 15% income tax rate. Practical tax enforcement on crypto is limited.

Licensing & Registration

RequiredYes
RegulatorFSA / BoA
FrameworkLaw No. 66/2020 on DLT-based Financial Markets
Easehard
Cost (USD)$20,000 - $100,000

Licensing is required under the DLT law, but the process is stringent and not fully streamlined.

Enforcement Activity

Level: Low

Bank of Albania has issued public warnings about crypto risks. Limited formal enforcement actions.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberNo
FATF Statusfsrb_only
FATF BodyMONEYVAL
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Restricted

DeFi activities face regulatory restrictions and lack clear legal recognition in Albania.

Stablecoins

Status: Restricted

Stablecoins are regulated under the general DLT framework with restrictions on issuance and use.

NFTs

Status: no_rules

No specific NFT regulation; may be subject to existing financial rules

Mining

LegalYes
Electricity Cost$0.06/kWh
Renewable Energy85%
Infrastructurefair

Mining is allowed but under regulatory restrictions; high renewable energy share supports sustainable mining operations.

Geopolitical Risk

Stabilitymoderate
SanctionsNo
Corruption Index36/100
Banking Accessmoderate

Risk Factors

Albania maintains moderate political stability with improving business environment but faces regulatory uncertainty in crypto and potential regional risks.

Sources

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Last reviewed: 2026-04-13 · Data source: Soken Crypto Legal Map

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