Crypto Regulation in Indonesia

Legal

Tax Information

Capital Gains (Personal)
0.1% final income tax on crypto transactions on registered exchanges (effective May 2022); 0.2% for unregistered
Capital Gains (Corporate)
0.1% final income tax on exchange transactions; standard 22% CIT for crypto business profits
VAT on Crypto
Yes
Staking Tax
Subject to 0.1% final tax if on registered exchange
Airdrop Tax
Taxable as income
Mining Tax
--

Licensing & Registration

License Required
Yes
Regulator
OJK / Bappebti / BI (Otoritas Jasa Keuangan (Financial Services Authority) / Badan Pengawas Perdagangan Berjangka Komoditi / Bank Indonesia)
Framework
Bappebti Regulation 8/2021 on Crypto Asset Trading; OJK assumed crypto oversight from Bappebti (January 2025)
License Types
--
Estimated Cost (USD)
$500,000 - $3,000,000 (IDR 8B-50B capital requirement)
Timeline
6-18 months
Ease of Licensing
Complex

AML / KYC

KYC Required
Yes
Travel Rule
Yes
FATF Member
--
FATF Status
--
Suspicious Activity Reporting
--

Mining

Mining Legal
Yes
Status
Legal
Electricity Cost ($/kWh)
$0.08
Renewable Energy
15%
Climate
Tropical
Infrastructure
Good
Tax on Mining Income
0.1% final income tax on exchange transactions; standard 22% CIT for crypto business profits

DeFi, Stablecoins & NFTs

DeFi: unregulatedStablecoins: regulatedNFTs: unregulatedCBDC: pilot - Bank Indonesia Digital Rupiah (Project Garuda) in design phase

Soken Services

Legal Opinion
Available | $3,000 - $12,000 | 10 days
Banking
Difficulty: Hard | Crypto-friendly banks: none listed
Min. Deposit
$10,000
Fiat Rails
SWIFT
Card Payments
Visa, Mastercard
Company Registration
$8,000 | 30 days | Limited Liability Company
Licensing Support
Available | $25,000 - $100,000

Sources

Otoritas Jasa Keuangan Bank Indonesia
verified

Frequently Asked Questions

Is crypto legal in Indonesia?
Cryptocurrency is currently classified as "Legal" in Indonesia.
What is the crypto tax rate in Indonesia?
In Indonesia, the personal capital gains tax on crypto is 0.1% final income tax on crypto transactions on registered exchanges (effective May 2022); 0.2% for unregistered, and the corporate tax rate is 0.1% final income tax on exchange transactions; standard 22% CIT for crypto business profits.
Do I need a crypto license in Indonesia?
Yes, a crypto license is required in Indonesia. The regulator is Otoritas Jasa Keuangan (Financial Services Authority) / Badan Pengawas Perdagangan Berjangka Komoditi / Bank Indonesia under Bappebti Regulation 8/2021 on Crypto Asset Trading; OJK assumed crypto oversight from Bappebti (January 2025). Estimated licensing cost: $500,000 - $3,000,000 (IDR 8B-50B capital requirement).
Is crypto mining legal in Indonesia?
Yes, crypto mining is legal in Indonesia. Electricity costs approximately $0.08/kWh. Mining income is taxed at: 0.1% final income tax on exchange transactions; standard 22% CIT for crypto business profits.
What are the AML/KYC requirements for crypto in Indonesia?
Yes, crypto businesses in Indonesia must comply with KYC (Know Your Customer) requirements. The FATF Travel Rule is implemented.