🇲🇪 Montenegro

Montenegro has no specific cryptocurrency legislation but operates under a legal framework that allows crypto activities. The Central Bank of Montenegro (CBCG) oversees financial stability but has not issued explicit crypto regulations.

Overview

StatusLegal
Risk Score45/100 (Moderate Risk)
Regioneurope
CurrencyEUR

Tax

Capital Gains (Personal)9%-15% progressive income tax may apply
Capital Gains (Corporate)9% corporate tax
VAT on CryptoNo
Staking TaxNo specific guidance
Airdrop TaxNo specific guidance

No specific crypto tax guidance. General income tax rates (9-15%) and 9% corporate rate may apply.

Licensing

RequiredNo
RegulatorCBCG
FrameworkNo specific crypto legislation
EaseN/A
CostN/A

No crypto-specific licensing. As an EU candidate, Montenegro may adopt MiCA-aligned regulation in the future.

DeFi

Status: Unclear

No specific DeFi regulation

Stablecoins

Status: no_rules

No specific stablecoin framework

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity$0.08/kWh
Renewable30%
Infrastructurefair

Mining is legal with moderate electricity costs and 30% renewable energy share. Infrastructure is fair but not highly developed for large-scale mining.

Geopolitics

Stabilitymoderate
SanctionsNo
Corruption Index45/100
Banking Accessmoderate

Last reviewed: 2026-04-13 · Data source: Soken Crypto Legal Map

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