🇵🇦 Panama

Panama has a clear legal framework for cryptocurrency under the Crypto Regulation Law (2022), positioning itself as a crypto-friendly jurisdiction with established banking supervision and AML controls.

Overview

StatusLegal
Risk Score35/100 (Moderate Risk)
Regioncentral america
CurrencyPAB

Tax

VAT on CryptoNo

The regulator page does not specify detailed crypto tax rates or rules, but VAT does not apply to crypto transactions.

Licensing

RequiredYes
RegulatorSBP / SMV
FrameworkCrypto Regulation Law (2022)
Easemedium
CostN/A

Licensing is required under the Crypto Regulation Law (2022) with a medium difficulty process.

DeFi

Status: regulated

DeFi activities are regulated under the Crypto Regulation Law, ensuring compliance with AML and licensing requirements.

Stablecoins

Status: regulated

Stablecoins are regulated under the general framework established by the Crypto Regulation Law (2022).

NFTs

Status: no_rules

No regulation.

Mining

LegalYes
Electricity$0.12/kWh
Renewable70%
Infrastructuregood

Mining is legal with favorable electricity costs and a high share of renewable energy, supporting sustainable operations.

Geopolitics

Stabilitystable
SanctionsNo
Corruption Index37/100
Banking Accessopen

Last reviewed: 2026-04-13 · Data source: Soken Crypto Legal Map

← Back to Crypto Map