Puerto Rico regulates cryptocurrency under the supervision of the Oficina del Comisionado de Instituciones Financieras (OCIF), which oversees financial institutions and licensing. The jurisdiction follows US federal securities laws and has a clear licensing framework for financial services including crypto-related activities.
| Status | Legal |
| Risk Score | 30/100 (Moderate Risk) |
| Region | caribbean |
| Currency | USD |
| VAT on Crypto | No |
| Required | Yes |
| Regulator | OCIF / SEC / FinCEN |
| Framework | Puerto Rico financial institutions licensing under OCIF and US federal securities laws |
| Ease | medium |
| Cost | $50,000 - $500,000 |
Licensing is managed by OCIF with detailed application and renewal processes for various financial services including intermediaries and money transmitters.
Status: unregulated
No explicit regulation for DeFi; activities fall under general financial and securities laws.
Status: general_framework
Stablecoins are regulated under general financial and securities laws applicable in Puerto Rico as a US territory.
Status: Unclear
US federal approach applies.
| Legal | Yes |
| Electricity | $0.22/kWh |
| Renewable | 10% |
| Infrastructure | good |
Mining is legal with moderate electricity costs and limited renewable energy share. Infrastructure is adequate for mining operations.
| Stability | stable |
| Sanctions | No |
| Corruption Index | 45/100 |
| Banking Access | open |
Last reviewed: 2026-04-13 · Data source: Soken Crypto Legal Map
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