🇲🇽 Mexico

Mexico has a restricted regulatory stance on cryptocurrency, governed primarily by the Ley Fintech (2018), which imposes significant limitations on crypto activities.

Overview

StatusRestricted
Risk Score35/100 (Moderate Risk)
Regionnorth america
CurrencyMXN
Adoption Rank#12

Tax Information

Capital Gains (Personal)10% on stock exchange gains; up to 35% progressive rate on other crypto gains
Capital Gains (Corporate)30% corporate tax
VAT on CryptoNo

Licensing & Registration

RequiredYes
RegulatorCNBV
FrameworkLey Fintech (2018)
Easemedium
Cost (USD)$50,000 - $300,000

Licensing is required under Ley Fintech for crypto service providers, with moderate difficulty in obtaining licenses.

Enforcement Activity

Level: Moderate

CNBV has taken action against unlicensed fintech operators. CONDUSEF has issued consumer warnings about crypto risks.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Restricted

DeFi activities face regulatory restrictions under current Mexican law, limiting their operation.

Stablecoins

Status: regulated

Stablecoins are regulated under the Ley Fintech framework with specific compliance requirements.

NFTs

Status: no_rules

No NFT-specific regulation.

Mining

LegalYes
Electricity Cost$0.078/kWh
Renewable Energy26%
Infrastructuregood

Mining is legal with moderate electricity costs and a good infrastructure environment.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index31/100
Banking Accessmoderate

Risk Factors

Mexico maintains a stable political environment with moderate corruption and regulatory challenges affecting crypto businesses.

Sources

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Last reviewed: 2026-04-13 · Data source: Soken Crypto Legal Map

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